Pet insurance is fairly common in the UK, much more so than in other parts of the world. If you have a healthy cat, you probably resent having to pay for it. If your cat has a major health problem, however, you’ll certainly wish you had it. Monthly premiums can vary significantly between companies and also by the age of the cat you’d like to insure. Many companies even offer different levels of cover, allowing you to choose the one that best suits your circumstances. The important thing to remember is that you MUST read all of the fine print to know what you’re actually signing up for. Check not only the monthly premium, but also the amount covered per condition and per year in total, in addition to the time period for which a particular condition is covered.
As a final word of caution, be very careful before switching insurance companies (or even plans within the same company) — they may offer you a much lower monthly premium but in exchange you may find that your cat is no longer covered for the conditions that they have previously received treatment for.
- Association of British Insurerswww.bva.co.uk/public/documents/pet_insurance_consumer_guide_abpi.pdf) — offers independent advice about what to look for when choosing pet insurance.